We Route, We Don’t Decide
Your loan request gets passed to one or more participating lenders in our network. SwiftPine Finance does not approve loans, does not set rates, and does not perform credit decisions — we are the routing layer.
Heritage loan-routing service · $100–$5,000
Submit one short online request and we forward it to participating lenders in our network. SwiftPine Finance is a connection service — never the lender, and never the decision-maker on your loan. Review any offer at your own pace.
Your loan request gets passed to one or more participating lenders in our network. SwiftPine Finance does not approve loans, does not set rates, and does not perform credit decisions — we are the routing layer.
We do not run outbound sales campaigns. Once your request lands at the lender’s desk, that lender — and any third-party marketers you have consented to on the form — may contact you. You can opt out anytime on our Unsubscribe page.
If a lender extends an offer, it arrives in writing with the rate, fees, and repayment schedule. You read it on your own time and sign only if it fits. Submitting a request through SwiftPine Finance never obligates you to borrow.
Three easy steps stand between you and the funds you need.
Fill out our secure 60-second online form. No paperwork, no branches, no hassle.
We route your request to lenders in our network. If a lender is interested, you are connected with them to review their offer.
If a lender approves and you accept the offer, the lender, not swiftpinefinance.com, initiates the deposit. Funding timing is set by the lender and your bank.




Free online request. We forward it to participating lenders; their terms are theirs to set. Review at your own pace.
Begin My Request →